If you need a loan then you can get a loan against your gold ornaments too. Instead of keeping gold in a locker, you can use it for your needs. There are companies that provide a loan against gold. All you have to do is contact the company through their website and apply for a loan.
There is a gold loan calculator available which helps you to calculate the amount of money you get per gold ornament. You can deposit 18,19,20,21,22 k gold ornaments in. The gold loan locker company transfers the loan amount to your bank account as soon as you apply for a loan.
Your gold ornaments are packed in GPS enabled packets by the loan manager who visits your home. The gold is then deposited in safety vaults by the company. The gold is 100% insured and it is the responsibility of the company till you return the loan amount. You do not have to worry about the safety of your gold.
Benefits of gold loan
There are many benefits of taking a loan from a gold loan locker company. They are:
- Gold loans are the most affordable and customer friendly.
- You can give the interest amount every month and you can pay the principal amount at the end of the loan.
- It offers a lower rate of interest.
- You can easily extend your loan.
- You do not need a credit score to take a loan. You do not have to give reasons for taking a gold loan.
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